Quantum Risk and Opportunity for Insurance Leadership: What the Sector Has Not Yet Priced In
Insurance executives face quantum on two sides simultaneously. Long-duration liability data, annuity records, long-tail casualty reserves, reinsurance data with 25-year horizons, represents a harvest-now-decrypt-later risk that most actuarial frameworks have not modelled. At the same time, quantum computing offers genuine potential for risk modelling and pricing optimisation that insurers are being asked to evaluate. Neither the risk nor the opportunity has been clearly priced by the sector. This conversation is for the executives who need to close that gap.
Event Details
- Who else is in the room
- Senior level executive peers, industry leaders, experts in risk, technology and business. Specifically: insurance CEOs, CFOs, CROs, actuarial directors, and senior executives at insurance groups, reinsurers, and Lloyd's managing agents with accountability for long-duration data security and risk modelling strategy.
- Access
- Members only. Bundled with Expert Membership. Included with Expert Member tier
- Sponsor
- Organised by QSECDEF
- Facilitator
-
Anna Beata Kalisz Hedegaard Quantum Security Defence - Rules of engagement
- Chatham House Rule Chatham House Rule. Discussion is on the record; attribution is not. Participants may share what was said but not who said it.
- Format
- In-person Hosted Dinner Flexible between roundtable, structured Q&A or in-person hosted dinner
- Who Should Join
- This conversation is for insurance executives, CEOs, CFOs, and CROs, at insurance groups, reinsurers, and Lloyd's managing agents where quantum risk to long-duration data and the opportunity in quantum risk modelling have reached the governance agenda. It is most relevant to actuarial directors and chief risk officers who own the scenario frameworks. It is not for the broader insurance market without direct accountability for long-duration liability or risk modelling infrastructure. Participants are expected to hold strategic responsibility for one or both dimensions.
About This Conversation
Why this matters now
Insurance solvency frameworks, Solvency II in the EU and equivalent regimes in the UK and US, require insurers to model operational risks to their systems. Those frameworks do not yet include quantum risk as a standard scenario. The harvest-now-decrypt-later problem for long-duration liability data is specific to insurance: a 25-year annuity record that is harvested today and decrypted when a CRQC becomes available exposes policyholder data that cannot be re-encrypted retrospectively. Reinsurance data exchanges, which involve cryptographically-protected data transfer between counterparties at different points in their migration programmes, create an interoperability risk that is not well-modelled in standard operational risk frameworks.
Outcomes
What you will leave with
- A clear model of the insurance-specific quantum risk exposure: long-duration liability data, policyholder records, and reinsurance data exchange, each with different urgency and different migration constraints
- Peer experience from insurance executives who have begun engaging internal actuarial teams on quantum risk modelling: how to incorporate CRQC timeline uncertainty into operational risk scenarios
- A realistic assessment of quantum computing's near-term potential for actuarial modelling and pricing optimisation: which quantum methods (Monte Carlo alternatives, optimisation) are at what stage of maturity, and where NISQ-hardware limitations still apply
- Clarity on the reinsurance data exchange dimension: how to address PQC migration when your counterparties are at different stages and the data is shared between them
- The regulatory outlook: where Solvency II, ORSA, and equivalent regimes are moving toward explicit quantum risk scenario requirements
Your Facilitator
Anna Beata Kalisz Hedegaard
Founder, QSECDEF
Anna Beata Kalisz Hedegaard has over 15 years of international experience in deep-tech, telecommunications, and defence communications networks. Her expertise spans intellectual property, advanced communications systems, and quantum secure communications. She has lived and worked across Poland, Denmark, the United States, Malaysia, the Netherlands, and Germany. Anna holds dual Master of Science degrees in Theoretical Cosmology from the University of Southern Denmark and Electrical Engineering from Wright State University, USA. She is the founder and board member of Quantum Security Defence.
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